Loan size:
$3M - $65M
GEOGRAPHIES:
Nationwide
STRUCTURE:
A-note, senior participation, direct lending, note-on-note
PURPOSE:
Construction, value-add, acquisition, bridge to stabilization, repositioning
ASSET CLASSES:
Multi-family, single-family rental, condos, industrial, hotels, senior living/healthcare, student housing, office, retail, self-storage, open industrial storage
TERM:
1-5yrs
Amortization:
Interest only
LTC/LTV:
Up to 75%
We move quickly to have facilities in place within weeks.
Flexible financing structures designed to meet your unique needs.
Direct access to decision-makers.
We understand risk
and opportunity.
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, together with Oak Funding, has provided a $9.1m co-loan to returning customer GoodHomes Communities. The financing refinances OakNorth’s original hotel-conversion facility for The Louie — a 135-unit multifamily community in Burlington, North Carolina — into a bridge loan, allowing the asset to season and stabilise ahead of […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, together with real estate lending platform Oak Funding, has provided a $21m co-loan to ECA Developers. The financing will support the ground-up development of a six-story, Class A multifamily building in Orange, New Jersey, comprising 78 residential units. Located at 617 Scotland Road, the development will deliver […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, has provided a $21.5m loan to a joint venture between RJ Castle Rock Investments LLC and Western States Lodging and Management. The funds will support the acquisition of Bridgewater by Legacy Retirement, a newly constructed, Class A senior living community in Castle Rock, Colorado. Situated on a […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, together with financing platform Bravo Property Trust, has provided a $42m loan to refinance existing debt and support the financing costs of two Class A assisted living and memory care facilities in Taylor, Michigan and Chesapeake, Virginia. The two purpose-built communities together provide 177 licensed beds across […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, together with New Jersey-based real estate lending platform Oak Funding, has completed a $78m co-loan to Bushburg. The financing supported the acquisition of 100 William Street, a 21-storey office building in Manhattan’s Financial District, and funds pre-development works ahead of its planned office-to-residential conversion. Originated by Oak […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, has provided a $4.9m loan to support Top Quality Management in refinancing existing debt on a fully renovated, four-storey multifamily asset in Greenpoint, Brooklyn, New York. Located at 150 Calyer Street, the eight-unit asset was originally built in 1894 and has recently undergone extensive renovation, transforming it […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, has provided a $60.7m note-on-note facility to returning customer S3 Capital. The financing will support the ground-up development of 68 new luxury condominiums in Greenpoint, Brooklyn. Located in one of Brooklyn’s most desirable waterfront neighbourhoods, the development will offer a modern collection of spacious one-, two-, three- […]
OakNorth, the digital bank for entrepreneurs, by entrepreneurs, has provided a $30m note-on-note revolving credit facility to Module Five Capital, the New York-based real estate lending platform. The facility will fund new loan originations and support the platform’s expansion across major US metropolitan markets. The facility will be used to fund new originations, including land […]
The $45m loan from OakNorth will be used to acquire and refurbish the 166-key Cassa Hotel at 70 West 45th Street, originally built in 2010 as a 48-storey mixed-use building that also comprises a lower-floor restaurant and residential condominiums on its upper levels. Post-renovation, the hotel will be relaunched under the new brand name Lady […]
The $22m loan from OakNorth will be used to refinance existing debt and support the development of an additional 20 individual cabins across the site. Situated in the town of Accord in New York’s Hudson Valley, Inness combines a boutique 12-room farmhouse and 28 standalone cabins with a full-service spa and wellness centre, two saltwater […]
OakNorth provides $21m note-on-note facility to Oak Funding to support new mixed-used scheme in South Bronx, New York. The loan from will be used to support the ground up development of an eight-story, mixed-use scheme in Crotona Park, South Bronx, New York. Located a short walk from 174th St Station and several MTA bus routes, the […]
Private real estate investor, GoodHomes, to develop new 13-storey multifamily scheme in Silver Spring, Maryland, following a $14.7m loan from OakNorth. The loan will support the conversion of a vacant 13-storey hotel into a new multifamily scheme in Silver Spring, Maryland. Located at 8727 Colesville Road, with direct transit access via the Red Line Metro […]
OakNorth provides $79m of new funding to New York-based lending platform, S3 Capital. The new funding, split across two separate note-on-note facilities, will be used to develop a new 13-storey multi-family scheme in New Jersey, as well as develop 27 new condos in South-Central Brooklyn. The New Jersey site, located in North Bergen, will consist […]
DAC Developments and Melrose Ascension Capital to develop a Class A 19-storey residential tower in Downtown Chicago, following $53m from OakNorth. The loan will be used to support the development of a Class A 19-storey residential tower in Downtown Chicago. Located at 630 S Wabash, the site will offer 164 highly amenitized and highly affordable […]
The $20m loan will fund the acquisition of a non-performing loan secured against three Class A purpose-built memory care facilities in Leesburg and Warrenton, Virginia and San Antonio, Texas. Offering a total of 200 ensuite rooms across 112,5k sq. ft of land, the sites offer a variety of amenities, including spacious common areas, gardens, libraries, […]
The $21m note-on-note loan from OakNorth will be used to reposition and lease a four-story Class A office-led building in Tinton Falls, New Jersey. Located at 1 Commvault Way, the 249k sq. ft site consists of 10 separate office spaces, three retail units, a dining hall, fitness center, training and conference space, café, gaming rooms, […]
The $26m note-on-note loan from OakNorth will be used to support the development of 19 new energy efficient condos located at 244-246 West 18th Street in Chelsea, Manhattan. Consisting of eight one-bedroom, four two-bedroom, three three-bedroom, three two-bedroom, two four-bedroom units, the new scheme will offer amenities such as a gym, playroom and storage facilities. […]
The $15.5m loan from OakNorth will be used to support the acquisition of a nine-story, 197k sq. ft, Class A commercial office building in Arlington, Virginia. The well-renowned site named, Ellipse on Fairfax, is located in the heart of Ballston, just two blocks from Ballston Metro Station, serving the Orange and Silver lines, and is […]
The $28m note-on-note loan from OakNorth will be used to support the acquisition of an 11-story, 466k sq. ft, Class A commercial office building in Secaucus, New Jersey. The well-renowned site named, 500 Plaza, consists of a five-story welcome atrium, full-service cafeteria, fitness center, executive conference room and conference center, several outdoor spaces and over […]
The $18.4m note-on-note loan from OakNorth will be used to support the development of 16 new condos located at 439 East 77th Street in Upper East Side, Manhattan. Consisting of three one-bedroom, three two-bedroom, and 10 three-bedroom units, the new scheme will offer numerous amenities, including a doorman, package room, bike room, lounge area, conference […]
Max Saidman
Managing Director, Debt Finance (CRE)
Max is Managing Director of Debt Finance at OakNorth, specializing in commercial real estate (CRE). He joined OakNorth in London in 2018 after previously working at Lloyds Bank. Max has since played a pivotal role in the growth and expansion of OakNorth’s CRE lending capabilities. Now based in New York, he leads transactions across diverse real estate sectors, bringing deep expertise in structuring tailored finance solutions for mid-market developers and investors.
Dylan Jagjivan
Director, Debt Finance (CRE)
Dylan is a Director of Debt Finance at OakNorth, with a primary focus on commercial real estate. Dylan has been instrumental in supporting OakNorth’s expansion into the US market, having initially joined the team in London back in 2017. Now based in New York, he specializes in structuring and managing tailored finance solutions for mid-market real estate developers.
Adam Ehrenreich
Associate Director, Debt Finance
Adam is an Associate Director of Debt Finance at OakNorth, bringing over a decade of experience in commercial real estate. Prior to joining the team, he helped scale the CRE and construction lending platform at Cross River as a Senior Loan Officer. He has also held underwriting roles at Investors Bank and Meridian Capital, building a strong foundation in credit analysis and deal structuring.
Alex Gursky
Director, Debt Finance
Alex is a Director of Debt Finance at OakNorth, where he originates bridge and development loans nationally. He joins the team after senior roles at A10 Capital, Builders Capital, and Ready Capital, bringing extensive experience in originating and structuring real estate debt across the US commercial lending market.
Sam Hollander
Associate Director, Debt Finance
Sam is an Associate Director of Debt Finance at OakNorth, where he originates bridge and construction loans across all asset types to help grow the direct lending platform. He joined the team after nearly six years at Urban Standard Capital, where he structured and managed debt and equity investments. Having previously worked in construction project management, his hands-on experience informs his approach to structuring construction financing.Â
Max Downing
Associate Director, Debt Finance
Max is an Associate Director in OakNorth’s Real Estate Debt Finance team, where he helps originate, screen and structure transactions. He supports the full execution process, from initial assessment through to credit approval and legal completion, working closely with clients and advisors to deliver tailored financing solutions.
Casey DeFluri
Associate Director, Debt Finance
Casey is an Associate Director on OakNorth’s Real Estate Debt Finance team, where he helps originate, screen and structure transactions. He joined the team in 2026 after roles at EquityMultiple, JLJ Capital, and First Republic Bank, building over eight years of experience across real estate credit investments, originations, and lending.Â
Noah Schmutter
Senior Associate, Debt Finance
Noah is a Senior Associate on OakNorth’s Real Estate Debt Finance team, supporting underwriting and execution across the loan lifecycle. He joined after over a decade in real estate underwriting at Greystone, Dwight Capital, and Arbor Commercial Mortgage.Â
Joshua Lau
Associate, Debt Finance
Joshua joined OakNorth’s Real Estate Debt Finance team in 2024, contributing to deal origination, structuring, underwriting, and transaction execution across the firm’s US lending platform. He brings experience from both the equity and credit sides of real estate, having previously held an acquisitions role at Hoffman & Associates and most recently worked at Melkonian Capital Management prior to joining OakNorth in 2024.
Christopher Stephens
Associate, Debt Finance
Christopher is an Associate on OakNorth’s Real Estate Debt Finance team, where he sources, underwrites and structures commercial real estate financing transactions across asset classes. He joined the team in 2026 after originator roles at Millbrook Realty Capital and Bluestone Group, building a foundation in CRE debt origination and execution.Â
Judah Oppenheimer
Analyst, Debt Finance
Judah is an Analyst on OakNorth’s Real Estate Debt Finance team, supporting deal screening, underwriting and transaction execution. He joined in 2025 from Rosewood Realty Group, having previously worked as a commercial mortgage broker at FM Capital.Â
Lowell Bacchus
Senior Director, Credit
Lowell is a Senior Director of Credit at OakNorth, bringing over 20 years of extensive industry experience in real estate credit underwriting and risk management. His previous senior leadership roles include positions at J.P. Morgan Chase, Centennial Bank, and JLJ Capital, overseeing complex underwriting processes and strategic credit decisions. Lowell’s deep sector knowledge significantly strengthens OakNorth’s credit risk capabilities.
Roberta Tourish
Director, Credit
Roberta is a Director of Credit at OakNorth, specializing in real estate finance and credit risk. With a robust background spanning credit risk roles at OakNorth in the UK, a UK alternative lender, and Ireland’s National Asset Management Agency, Roberta brings proven expertise in asset recovery, financial analysis, and risk assessment, ensuring robust credit decision-making and portfolio management.
Our team is ready to structure a solution that fits your business goals.
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