The US lending market isn’t broken. But it is no longer structured the way it was, and that matters most in the $5–50 million range.Â
If you’re raising $10 million, $25 million, or $40 million to acquire a business, recapitalize, or finance a development, you’re operating in the segment that quietly powers economic growth. And over the past two years, that segment has shifted in ways that are easy to underestimate.Â
In specialty finance and private credit, growth is rarely linear. Markets evolve, structures become more complex, and opportunities move quickly. For firms operating in the lender finance space, having access to capital is important, but having the right capital partner is transformational.